Description
A mortgage loan allows you to leverage the value of your property to secure funds for various financial needs. Whether you need money for business expansion, higher education, or debt repayment, mortgage loans provide a cost-effective solution with lower interest rates compared to unsecured loans.
At Raison Fincap Private Limited, we help you unlock the potential of your residential or commercial property through customized mortgage loan solutions.
Key Features and Benefits of Mortgage Loans
- High Loan Amounts: Mortgage loans offer substantial loan amounts, depending on the value of your property.
- Lower Interest Rates: Enjoy lower interest rates compared to personal or business loans, reducing your repayment burden.
- Flexible Repayment Tenure: Choose a repayment tenure that aligns with your financial goals, ranging from 5 to 15 years or more.
- Retain Ownership of Property: You can continue using your property while repaying the loan.
- Tax Benefits: Mortgage loan borrowers can avail of tax deductions on interest paid if the funds are used for business purposes.
Loan Against Property (LAP)
Secure funds by pledging your residential or commercial property as collateral.
Home Equity Loans
Borrow against the equity built up in your home.
Lease Rental Discounting (LRD)
Obtain a loan based on the rental income from your leased property.
Commercial Property Loans
Secure funds for purchasing or refinancing commercial properties.
Other Services
Financial planning is the foundation of financial success. Our end-to-end financial planning services provide a holistic approach to managing your finances, helping you achieve short-term, medium-term, and long-term financial goals.
Protecting yourself and your loved ones from financial uncertainty is a crucial aspect of financial planning. We offer a range of insurance solutions to provide comprehensive financial security.
A well-diversified investment portfolio is key to managing risk and maximizing returns. Our asset allocation strategies are designed to optimize your investments across various asset classes.
Effective tax planning can help you minimize your tax liability and maximize your savings. Our tax experts provide personalized tax planning and ITR filing services to ensure compliance and optimize your post-tax returns.
If you hold physical share certificates, we offer specialized services to help you manage, recover, and transfer your shares.
Why Choose Our Services?
- Comprehensive Solutions: All your financial needs under one roof.
- Personalized Approach: Tailored financial plans and investment strategies.
- Expert Guidance: Access to experienced financial planners, investment advisors, and tax consultants.
- Long-Term Perspective: We focus on helping you build wealth, protect your assets, and achieve financial freedom.
At Raison Fincap Private Limited, we are committed to helping you secure your financial future and achieve your dreams. Contact us today to schedule a consultation and take the first step toward financial success!
